Fly Now Pay Later Flights

Book on Laters.com and pick a pay later provider at checkout: search your route across 650+ airlines, choose your flight, select a provider such as Klarna or Afterpay, get a decision in seconds, and receive your e-ticket right away while you pay over time.

All 650+ airlines on Laters.com: the payment plan comes from the payment provider you choose at checkout, not from the airline, so every carrier we sell, full-service and low-cost alike, including Southwest and American Airlines, can be booked now and paid later on any route we offer.

Yes: Laters.com is the new name for Fly Fairly, operated by Fly Fairly Pte Ltd, a Singapore-registered travel agency (Singapore Tourism Board licence TA04059; IATA TIDS 96241176). Laters.com is an official partner of 14 pay later providers, including Klarna, Afterpay, Affirm and Tabby, by direct contract. Over a million travelers a year find flights on Laters.com.

25+ countries, as published by the payment providers themselves: which providers and plan shapes you see at checkout depends on the country you pay from, so the same flight can offer different plans in different markets, and the country grid on this page lists every market we cover.

Yes: Splitit works from a credit card you already hold with no new credit application, and several providers run only a soft check that never affects your credit score, or no check at checkout in some markets. Only monthly financing plans usually involve a hard credit check.

A soft check never affects your credit score and is invisible to other lenders, while a hard check is recorded on your credit file and can affect your score. Short pay-in-4 style plans typically use a soft check or none; longer financing usually uses a hard check.

Not if you use a soft-check plan: short instalment plans typically use a soft check that never affects your score. Financing plans are the exception, usually involving a hard check, and some report your repayment history to credit reference agencies.

Yes, with a pay-in-30 plan: those charge nothing at checkout, so you book with no deposit and pay nothing on day one. Pay-in-4 plans work differently, typically taking the first instalment upfront, so check what your provider shows on the payment screen before you confirm.

Yes: Australia is covered on Laters.com with providers including Afterpay, Klarna and Zip. Which plan shapes you can pick, from short instalments to longer terms, varies by provider, and the provider you choose confirms the exact plan, limits and eligibility for your booking at checkout.

Yes, on some plans: short instalment plans in Australia can run only a soft check or none at checkout, while longer financing usually involves a credit check, so read what your provider shows before you confirm your flight booking.

Yes: weekly, fortnightly and monthly plans are available, from four short instalments through to longer monthly financing, with providers such as Klarna, Afterpay, Atome and Tabby. Which plan shapes you can pick depends on the country you pay from, and your provider confirms the schedule before you commit. This is sometimes described as pay as you go flights: you fly on a ticket issued now and pay the provider on the schedule you chose.

Yes, with some providers: monthly financing terms can run to 12 months or longer where a provider offers them in your market, and the term, interest rate and eligibility are always set by the provider, so compare the plans shown at checkout before you choose one.

No: they work in opposite orders. With layaway or a fare hold you reserve a seat now and only receive the ticket after paying in full, while with fly now pay later on Laters.com the e-ticket is issued immediately and you repay the provider over time afterwards. Your flight tickets are issued at booking, not at the end.

Yes: every flight on Laters.com can simply be paid in full at checkout, by card or even crypto, which is paying now to fly later. Fly now pay later is the optional extra: pick a pay later provider instead and the same booking is split into instalments while your e-ticket still arrives immediately.

More than 40, including Afterpay, Klarna, Affirm, Zip, Atome, Grab, Tabby, Tamara, GCash, BillEase, Pagaleve and PayPal: which of them you see at checkout depends on the country you pay from, and the provider comparison on this page covers the most popular options in detail.

No: most pay later providers work with a debit card or bank account, so you do not need a credit card to fly now and pay later. The one exception is Splitit, which is built on a credit card you already hold.

No app is needed: Laters.com works in your phone or desktop browser, and the whole pay later checkout, including the provider’s decision, happens there in seconds. After booking, you manage repayments with your payment provider, which may offer its own app for tracking your plan.

Buy now, pay later: a way of paying where a provider such as Klarna or Afterpay settles the full airfare with the airline up front, so your plane tickets are issued now while you repay the provider in instalments or monthly payments over time. BNPL flights on Laters.com work exactly this way; the ticket is yours while you are still paying.

Yes: any route on Laters.com, domestic or international, one way or round trip, can be paid later, because the plan is attached to the payment at checkout rather than to the route or the airline; more than half of pay later bookings are one way, and long-haul fares are where spreading the cost over instalments matters most.

Yes: the provider’s decision happens in seconds inside the checkout, so a booking made hours before departure can still be split, and the e-ticket is issued as soon as the booking is confirmed, which is exactly what a last-minute trip needs. 1 in 3 pay later bookings on Laters.com happens within a week of flying.

Yes: the person paying and the person flying do not have to be the same. Enter the traveler’s details exactly as they appear on their passport or ID, pay with your own pay later account, and the e-ticket is issued in the traveler’s name as normal.

Straight away: your e-ticket is issued as soon as the booking is confirmed, usually within minutes, and it arrives by email like any other flight booking. You do not wait until the plan is paid off; you pay the provider over time afterwards.

Late fees may apply, some plans pause until you catch up, and some plans report missed payments to credit reference agencies; the exact consequences vary by provider, so contact yours as soon as you think you might miss one.

Yes, where the fare allows it: refunds follow the airline’s fare rules for the ticket you bought, and when a refund is due your payment provider adjusts or refunds your remaining payments under its own terms, which also explain how and when the money reaches you.

Yes, where the fare rules allow it: changes follow the airline’s fare rules for your ticket, and any fare difference or change fee is handled through the same booking while your payment plan continues under your provider’s terms.

No: Laters.com charges no booking fee and no surcharge for paying later, so no pay later method costs more than paying in full. The exact price for each payment method is shown at checkout before you confirm, so what you see is what you pay, and there are no hidden fees; any interest belongs to the provider’s plan and is shown before you commit.

Not inherently: interest-free instalments on a fare you can afford are a budgeting tool, while missed payments can cost late fees and affect your credit standing. Read our guide to fly now pay later myths and facts before you decide.

No single minimum applies: each provider sets its own basket limits for each plan, and your provider shows any limit that applies before you confirm, so check the payment screen if your fare is very small or very large.

Yes: add-ons bought in the same checkout as your flight are part of the same booking total, so your pay later plan splits the flight and the add-ons together. Anything you buy after booking is a separate payment, handled under your payment provider’s rules at that time.